Preparing your home for the holiday season: essential tips to ensure peace of mind

As December approaches and families across South Africa embark on their festive getaways, a familiar wave of pre-travel anxiety washes over homeowners. After loading the car and double-checking the suitcases, a sudden thought emerges: “Did I lock the back door? Is the alarm on?” This fluttering uncertainty can linger, distracting from the excitement of the holiday and is more than just a fleeting moment. It highlights the increasing risks associated with leaving homes unattended during this season.

The South African Insurance Association (SAIA) warns that December is not only a time for holiday joy, but also a heightened period for flooding incidents and burglaries. The key to returning to a secure, intact home rather than facing an unfortunate disaster often lies in the precautions taken before you set off.

When it rains, it pours — be prepared

Water damage does not typically announce its arrival. Instead, it manifests through a relentless drip, pooling water, and slow saturation, which can wreak havoc on homes. While many homeowners promptly unplug appliances, they can overlook vital aspects of home maintenance, particularly drainage.

Severe summer storms can lead to unexpected damage; however, a few simple checks can help prevent costly repairs:

• Clear your gutters: Leaves and debris obstruct water flow, causing pooling on roofs or water coursing down walls. A quick cleaning can make a significant difference.
• Inspect your roof: Pre-existing leaks, if left unattended, can worsen and lead to more extensive damage.
• Check your exterior drains: Blocked drains can lead to water finding alternative, destructive paths.

Fire risks escalate when homes are vacant

With properties left empty for extended periods, fire risks can escalate dramatically. Fires that could be contained with a quick response from someone nearby can become uncontrollable when no one is present. Hence, taking proactive measures to minimise fire hazards before leaving is of paramount importance.

Beyond merely switching off appliances, homeowners should assess what materials are left behind. Flammable items such as old newspapers, cardboard, cleaning supplies, and paint tins should be disposed of or stored safely. The goal? Not only to decrease the likelihood of a fire igniting, but also to eliminate potential fuel sources entirely, thus actively safeguarding your home.

Locking down your security fundamentals

Security becomes a heartbeat issue for homeowners as they prepare to leave. But it is not merely about having security systems in place; it’s about ensuring they function effectively and that someone is notified of your absence. Prior to your departure, consider these crucial steps:

• Lock all doors and windows as well as any side gates.
• Test and activate your alarm system.
• Inform your armed response company that you will be away to adjust patrols accordingly.
• Secure valuables in a safe or temporarily store them elsewhere.

The importance of due diligence

These precautions are not optional; they may be explicit requirements of your insurance policy. The SAIA reiterates to homeowners that taking reasonable steps to avert loss is vital. This is especially critical for theft or burglary claims, as insurers often verify compliance with security requirements outlined in your policy. If your policy stipulates a functioning alarm system linked to armed response, it is imperative to ensure it is operational whenever the property is unoccupied.

“By taking simple precautions and complying with your insurance policy requirements, you can enjoy peace of mind knowing your home is protected while you're away,” says Zanele Gigaba, SAIA Transformation Manager. 

A foundation for a true holiday

Through a little foresight — by managing water risks, reducing fire hazards, and ensuring security — homeowners can shift worry into a sense of serenity. Achieving peace of mind means knowing you have done everything in your power to protect your home, paving the way for a truly relaxing holiday season.

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